How Low Will Cd Interest Rates Go In 2025. Cd rates news 2025 interest rates on cds have surged since 2022 in response to fed rate hikes. In fact, some of the best cd accounts have interest rates of over 5% currently.

The reason cd rates are up right now is that the federal reserve raised. But either way, the general expectation is that the fed will start cutting rates before 2025 is over.